1. Who and what this policy covers
This policy applies to the Family Benefit website, including its information pages and age-selection page. It describes this website’s current features. An insurer, agent or other website you visit has its own privacy notice and practices.
2. Information on this website
The age-selection page uses your chosen range to identify a next step. The current website does not ask for your name, phone number, date of birth, address, payment information or medical history. Your age selection and planning-checklist selections are not saved in browser storage by this website.
As with other websites, the hosting and security services delivering the site may process technical request information such as IP address, requested page, browser information, timestamps and error or security information. This helps deliver pages, maintain service and detect abuse.
If you contact us by email, your email provider and ours process the message. We receive the email address, message and any information you choose to include. Please do not email Social Security numbers, payment-card details, medical records or policy documents containing sensitive information.
3. How information may be used
Information may be used to deliver and secure the website, answer a request you send, investigate a reported problem, keep necessary correspondence and meet applicable legal obligations. Family Benefit does not use this website to underwrite insurance or decide eligibility.
5. Referrals and other recipients
Following a referral takes you to another provider. That provider receives a visit and may ask for information directly under its own terms and privacy notice. We do not send a completed application, contact record or health information through the current age selector.
Service providers may process information needed to host, protect or support the website or respond to correspondence. Information may also be disclosed when reasonably necessary to comply with law, respond to lawful requests, protect rights or address fraud or security incidents. We may receive compensation for referrals; see our affiliate disclosures.
6. Your choices and requests
You can browse the information pages without submitting an insurance application. You can decline to continue to a separate provider. Browser settings may let you control cookies and similar features.
Depending on where you live and which laws apply, you may have rights concerning personal information, including access, correction or deletion. Use the contact details on our Contact page to make a request. We may need information reasonably necessary to verify and respond to it. Requests about information provided to another company should be directed to that company.
7. Retention and security
We retain correspondence and operational records as reasonably needed to respond to requests, maintain the website, meet legitimate operational requirements or comply with legal obligations. The hosting and email providers may have their own retention practices. No specific retention period is promised for all categories of information.
No internet transmission or storage method is completely secure. Avoid sending sensitive information through ordinary email. For an insurance application or claim, use the insurer’s approved process.
8. Adults and third-party links
This website is intended for adults and is not directed to children under 18. We do not knowingly request personal information from children through this website. If you believe a child sent personal information to us, please contact us.
External resources and partner sites are independently operated. Review their privacy notices, including how they handle communications, marketing consent and insurance information.
9. Updates and contact
Changes will be posted on this page with an updated date. Questions or requests about this website’s privacy practices can be directed through the Contact page.